Review platforms
Useful sentiment, but still opinion and usually after purchase.
The step before PayPal, Visa, Mastercard, and the bank.
The step before a dispute
PayPal helps after an eligible PayPal purchase. Card disputes start after payment. BuyerProtection is the check before you pay.
Before payment, buyers can inspect the merchant profile instead of trusting screenshots or reviews.
Before support escalates, merchants keep order, delivery, policy and refund evidence ready.
Before public marks, BuyerProtection stays private until review and terms are complete.
If the store is not listed, do not assume it is protected.
Why this beats review-only trust
Review platforms publish opinion. PayPal, card disputes and banks usually start after payment. BuyerProtection is the pre-payment proof layer for merchants prepared to verify identity, checkout terms, delivery and support before a public mark appears.
Useful sentiment, but still opinion and usually after purchase.
Important backstops, but they usually start after the buyer has already paid.
Pre-payment merchant proof plus private dispute evidence readiness for verified stores.
Approved merchants can request review only after active eligible billing. Lower, trialing, past-due and cancellation-pending accounts stay gated.
SMB approval path
For small and mid-sized stores, approval is deliberately simple: prove the business, prove the payment flow, prove the delivery path, prove the support path, then publish only what is defensible.
Australian Business Number or ACN, legal name, trading name, domain, billing contact and support contact must line up.
Card, bank transfer, PayPal, Stripe, Shopify Payments and other payment paths are reviewed separately because each creates different buyer hesitation.
The store needs a visible dispatch promise, carrier path, tracking process and evidence trail for delayed or disputed orders.
Returns, refunds, contact response and unresolved complaint handling must be clear enough that a buyer can see what happens before calling the bank.
If the evidence is not ready, the mark stays private. BuyerProtection is not a government scheme, PayPal program, card-scheme guarantee or insurance product.
Plan rule
Lower plans keep the badge and certificate. BuyerProtection requires active A$299/mo billing, merchant review, and approval before any public mark is shown.
Monthly plan for merchants that want BuyerProtection review, checkout proof placement, dispute-evidence readiness and a stronger public trust signal.
Review request, public mark eligibility, evidence timeline, payment-method trust copy, and pre-chargeback support path after approval.
Bank transfer instructions, card-payment panels, checkout reassurance rows, order confirmation, support pages and high-intent product pages.
No reimbursement amount, insurance wording, guaranteed outcome or public coverage claim is shown until the merchant is approved and terms exist.
For larger retailers
Enterprise teams need the same simple buyer promise, with stricter controls behind it: each site, payment flow, evidence record and public mark reviewed separately.
One clean store does not make another brand eligible. Each public mark attaches to the verified site.
Bank transfer, card, PayPal, Stripe and Shopify Payments can each carry different proof needs.
Orders, delivery, support, refund and dispute notes stay organized before escalation.
Lower, trialing, past-due and cancellation-pending accounts cannot request new BuyerProtection review.
No reimbursement amount, insurance wording or guaranteed outcome is shown before terms exist.
Start with site certificates, then add BuyerProtection only where the checkout risk is real.
The product stack
Public business, security, policy, contact, checkout, and trustmark evidence tied to the exact merchant site.
Private order-level record for checkout, delivery, support, refund and policy events, designed to survive messy dispute escalation.
Invite-only merchant review based on verified site status, carrier tracking, refund pressure, dispute behaviour and risk score.
Give the buyer a structured issue path before they go to a bank, while giving the merchant a faster way to prove what happened.
When escalation still happens, prepare the merchant's PayPal, Stripe, Visa, Mastercard, or bank dispute evidence from the same record.
The best dispute is the one that never becomes a chargeback.
BuyerProtection does not replace your rights under Australian Consumer Law, PayPal, your bank, or any card network. No public reimbursement amount, insurance wording, or coverage promise is live until a merchant is approved and the program terms are published.Use this form if your store is ready for the A$299/mo BuyerProtection plan. The review looks at order volume, payment methods, carrier tracking, refund pressure, dispute behaviour, and whether your policies match what buyers see at checkout.